LEASE RATES

Vehicle Max Term Zone 1+ (Incl. Waived Security Deposit) FICO 720+ Zone 1 (Incl. Waived Security Deposit) FICO 719-690 Zone 2 (Incl. Waived Security Deposit) FICO 689-670 Zone 3 (Incl. Waived Security Deposit) FICO 669-650 Zone 4 FICO 649-630 Zone 5 FICO 629-610 Zone 6 FICO 609-580 Zone 7 FICO 579-520
NEW
MY12 Scion xD
Model#6232/6233
36** 0.00198 0.00198 0.00198 0.00198 0.00410 0.00490 0.00550 0.00670
MY12 Scion xB
Model#6202/6203
36** 0.00198 0.00198 0.00198 0.00198 0.00410 0.00490 0.00550 0.00670
MY12 Scion tC
Model#6222/6223
36** 0.00192 0.00192 0.00192 0.00192 0.00410 0.00490 0.00550 0.00670
MY11 Scion xD
Model#6232/6233
36** 0.00110 0.00110 0.00110 0.00110 0.00330 0.00410 0.00470 0.00590
MY11 Scion xD RS 3.0
Model#6238/6239
36** 0.00056 0.00056 0.00056 0.00056 0.00330 0.00410 0.00470 0.00590
MY11 Scion xB
Model#6202/6203
36** 0.00087 0.00087 0.00087 0.00087 0.00330 0.00410 0.00470 0.00590
MY11 Scion xB RS 8.0
Model#6208/6209
36** 0.00016 0.00016 0.00016 0.00016 0.00330 0.00410 0.00470 0.00590
MY11 Scion tC
Model#6222/6223
36** 0.00097 0.00097 0.00097 0.00097 0.00410 0.00490 0.00550 0.00670
Vehicle Max Term (Incl. Waived Security Deposit) (Incl. Waived Security Deposit)  
NEW
MY12 Scion All Vehicles 60 0.00200 0.00210 0.00255 0.00345 0.00410 0.00490 0.00550 0.00670
MY11 Scion All Vehicles 37-60 0.00200 0.00210 0.00255 0.00345 0.00410 0.00490 0.00550 0.00670
Scion Certified Pre-Owned Vehicles 60 0.00200 0.00210 0.00255 0.00345 0.00410 0.00490 0.00550 0.00670
MSRP/Avg. Retail Book Value Maximum Advance* 120% 115% 110% 105% 100% 100% 95% 95%
* TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*)
** After January 2, 2012 , all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above.

Programs

  • Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit.
    Rebate not compatible with SCPO.
  • Scion Solutions iFi Program: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Refer to program guidelines for a list of qualifications.

Features

  • Dealer rate participation not allowed on any Scion Solutions lease programs.
  • Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
  • Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
  • Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
  • 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate.
    Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies are not compatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.
  • Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  • SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number.
    Maximum terms vary based on model year: Current Year-up to 60 Months;
    1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.
  • TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.

Features

  • Dealer rate participation not allowed on any Scion Solutions lease programs.
  • Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
  • Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
  • Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
  • 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate.
    Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies are not compatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.
  • Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  • SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number.
    Maximum terms vary based on model year: Current Year-up to 60 Months;
    1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.
  • TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.

TFS BUSINESS SOLUTIONS

Vehicle Max Term Open Ended Leases Closed Ended Leases DEALER - OWNED VEHICLE (DOV)
Open Ended Leases Closed Ended Leases
Zone 1+ FICO 720+ Zone 1 FICO 719-690 Zone 1+ FICO 720+ Zone 1 FICO 719-690 Zone 1+ FICO 720+ Zone 1+ FICO 720+
NEW
MY12 Scion xD
Model#6232/6233
36** 0.00178 0.00178 0.00198 0.00198 0.00178 0.00198
MY12 Scion xB
Model#6202/6203
36** 0.00178 0.00178 0.00198 0.00198 0.00178 0.00198
MY12 Scion tC
Model#6222/6223
36** 0.00172 0.00172 0.00192 0.00192 0.00172 0.00192
MY11 Scion xD
Model#6222/6223
36** 0.00090 0.00090 0.00110 0.00110 0.00090 0.00110
MY11 Scion xD RS 3.0
Model#6238/6239
36** 0.00036 0.00036 0.00056 0.00056 0.00036 0.00056
MY11 Scion xB
Model#6202/6203
36** 0.00067 0.00067 0.00087 0.00087 0.00067 0.00087
MY11 Scion xB RS 8.0
Model#6208/6209
36** 0.00016 0.00016 0.00016 0.00016 0.00016 0.00016
MY11 Scion tC
Model#6222/6223
36** 0.00077 0.00077 0.00097 0.00097 0.00077 0.00097
MY12 Scion All Vehicles 60 0.00180 0.00190 0.00200 0.00210 0.00180 0.00200
MY11 Scion All Vehicles 37 to 60 0.00180 0.00190 0.00200 0.00210 0.00180 0.00200
Scion Certified Pre-Owned Vehicles 60 0.00180 0.00190 0.00200 0.00210 0.00180 0.00200
MSRP/Avg. Retail Book Value Maximum Advance* 120% 115% 120% 115% 120% 120%
** After January 2, 2012 , all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above.


NEW SCION VEHICLES ONLY

Max Term Zone 1+ 720+ Zone 1 719-690 Zone 2 689-670 Zone 3 669-650 Zone 4 649-630 Zone 5 629-610 Zone 6 609-580 Zone 7 579-520
60 3.25 4.50 7.05 9.15 12.19 13.95 16.95 20.90
66 3.55 4.50 7.05 9.90 12.19 14.20 17.30 21.15
72 3.60 4.90 7.80 10.15 13.19 14.70 17.70 21.40
75 4.10 5.40 7.80 10.15 13.19 14.70 17.70 21.40
84 5.35 6.65 N/A N/A N/A N/A N/A N/A
Advanced Limits1 130% 130% 130% 130% 100% 100% 100% 100%
Advance Exception Uprates +.25 +.25 +.25 +.25 +.50 +.50 +.50 +.50

THE FINE PRINT

  • 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
    Rebate not compatible with SCPO.
  • Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only).
  • Scion Solutions Gen-One rate determined by applicable Zone (New).
  • Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).

SCION CERTIFIED PRE-OWNED VEHICLES ONLY

Max Term Zone 1+ 720+ Zone 1 719-690 Zone 2 689-670 Zone 3 669-650 Zone 4 649-630 Zone 5 629-610 Zone 6 609-580 Zone 7 579-520
60 3.25 4.50 7.05 9.15 12.19 13.95 16.95 20.90
66* 3.55 4.50 7.05 9.90 12.19 14.20 17.30 21.15
72* 3.60 4.90 7.80 10.15 13.19 14.70 17.70 21.40
75* 4.10 5.40 7.80 10.15 13.19 14.70 17.70 21.40
84* 5.35 6.65 N/A N/A N/A N/A N/A N/A
Advanced Limits1 130% 130% 130% 130% 100% 100% 100% 100%
Advance Exception Uprates +.25 +.25 +.25 +.25 +.50 +.50 +.50 +.50

THE FINE PRINT

  • 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
    Rebate not compatible with SCPO.
  • *Available on 1-3 year old Scion Certified vehicles ONLY.
  • TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Minimum Reserve schedule.
  • Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
  • ** 84 month term requirements: Minimum amount financed is $15,000

Programs

  • Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate

Features

  • NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
  • When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score.
  • Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant or co-applicant's Primary Bureau.
  • Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
  • Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
    Super Equity Program for ALL Zones - For Loan-to-Value (LTV) ≤ 80%, DEDUCT 0.50% FROM ABOVE RATES.
  • Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.
  • Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.

  • (Zone 1, Zone 2, Zone 3 - Incl. waived Security Deposit for 24-36 month lease terms)
  • (Zone 1 - Incl. waived Security Deposit for 37-60 month lease terms)
  • Rates are determined by the applicant(s) Automotive model FICO score from Experian (trW). All contracts will include a $55 documentation fee.
  • Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone1 rate and waived security deposit. SCPO customers are eligible for Zone1 rate and waived security deposit. Rebate not compatible with SCPO.
  • Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4. New only.

FEATURES

  • Waived Security Deposit on Zone 1+ and Zone 1 lease agreements.
  • Dealer rate participation not allowed on any Scion Solutions lease programs.
  • Sign 'n Drive: FICO score of 690 and above receive applicable Zone rate, plus a waived security deposit.Refer to Sign 'n Drive checklists for additional qualifications.
  • Encore: Security deposit waiver and beginning-of-term benefit are applicable; however, rate reduction for Encore not compatible with any Scion Solutions lease programs.
  • Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) New Scions only.
  • Multiple Security Deposit: Deduct 0.00010 RCF points from qualified Zone rate for each additional security deposit (maximum of 9)
  • 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate.Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies is notcompatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.
  • Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  • SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number. Number. Maximum terms vary based on model year: Current Year-up to 60 Months; 1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.
  • TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.
  • Applicants without bureau FICO scores are eligible for Zone 5 only.
  • Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above.
  • Alternative Financing available. See dealer for details.